Learn how to access $40k in government grants

The $25k HomeBuilder grant has been announced by the Federal Government to build a new home.

Here are some helpful tips to help understand the Scheme:

What is HomeBuilder?

HomeBuilder is a time-limited, tax-free grant program to help provide eligible owner-occupiers (including first home buyers) with a grant of $25,000 to build a new home

I am not a first home buyer, what does it mean for me?

You don’t need to be a first home buyer to access the HomeBuilder grant. However, there is a series of criteria you must meet to be qualify for the grant. Criteria includes being an owner-occupier of the home, meeting income caps, building contract value and construction commencement dates.

HomeBuilder is designed for owner occupiers, investors are not eligible.

I am a first home buyer, what does it mean for me?

The HomeBuilder complements the existing First Home Owner Grant program in South Australia, the Commonwealth’s First Home Loan Deposit Scheme and First Home Super Saver Scheme.

If you meet the eligibility for HomeBuilder and the First Home Owner Grant (FHOG), you may be able to access both, totaling up to $40,000 in grants to go towards your new home build.

If you also meet the eligibility of the Commonwealth’s First Home Loan Deposit Scheme, you may be able to save up to a combined total of $50,000.

How do I know if I would meet the banks requirements for a loan?

At Country Living Homes we can help you establish connections with financial advisors to start the process of pre-approval.

What are the time frames?

To access the HomeBuilder grant the contract must be signed between 4 June 2020 and 31 December 2020 and construction of the new home must commence within three months of the contract date.


While we cannot advise you on your personal eligibility to the scheme, please click below to see full details on the Government website.